RV Insurance at Valley RV Supercenter in Washington
At Valley RV Supercenter we pride ourselves on being able to offer you a complete solution when you purchase an RV from us. This includes not only financing and custom protection packages, but saving you money on your RV insurance as well. We work with specialty insurance agents to make sure you have the most affordable and comprehensive coverage. If you currently have insurance through another company we can get you a quote to make sure you are not paying too much. Call our Business Manager at 253-737-2090 or (888) 260-4509 to get your quote today. You may also fill out our simple quote request form and you will hear from us shortly.
Below you can see the differences between a standard policy through your auto insurance company and the complete coverage offered by our companies.
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- Specialty RV Insurance
- VS
- Auto Insurance
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Total Loss Replacement (For New Units)
- Specialty RV Insurance
- Protects your investment from the effects of depreciation. If you have a total loss, you'll get a brand new RV. Up to five model years, your policy will pay the original purchase price plus sales tax.
- VS
- Auto Insurance
- Not available: Typical policies pay actual cash value only. Question: What happens when your cash value is lower than your principal balance?
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Purchase Price / Agreed Value Coverage
- Specialty RV Insurance
- (For Used Units) In the event of a total loss you'll get your original purchase price (Agreed Value) paid toward a replacement RV. No Depreciation!
- VS
- Auto Insurance
- Not available: You'll be paid whatever an adjuster thinks its worth.
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Personal Belongings Replacement
- Specialty RV Insurance
- This coverage replaces your personal belongings if they are damaged or stolen, including items such as cameras, clothing, computers, and more.
- VS
- Auto Insurance
- Not available: You will bear the cost of replacing your personal items.
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Campsite Liability
- Specialty RV Insurance
- Similar to homeowner's liability, this coverage protects you from expenses resulting from injuries occuring in your campsite or RV.
- VS
- Auto Insurance
- You may be personally liable for thousands of dollars of medical bills.
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Towing and Roadside Assistance
- Specialty RV Insurance
- This 24/7 "Sign & Drive" service pays for unlimited expenses to get your unit to the nearest qualified repair facility. (Includes travel trailer towing vehicle as well.)
- VS
- Auto Insurance
- Minimal Coverage: You'll be stuck with a towing bill as high as $1,000 for each occurrence, maybe more.
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Diminishing Deductibles
- Specialty RV Insurance
- For each year you remain claim-free, your deductible reduces by 25%. After four claim free years your deductible will be $0. It's your reward for being a good driver!
- VS
- Auto Insurance
- Not Available
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Emergency Expense Coverage
- Specialty RV Insurance
- Reimbursement is provided for rental car, hotel stay, and increased living expenses if your RV becomes unusable due to a covered loss. (Coverage starts at $750 / occurrence)
- VS
- Auto Insurance
- No Coverage: You'll pay for hotel stay, rental car, and increased living expenses.
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Damage to Awnings and Satellite Dishes
- Specialty RV Insurance
- Your RV accessories are automatically covered with our specialized RV insurance policy.
- VS
- Auto Insurance
- Coverage varies by company. Your company may not cover these items.